How Study USA-HealthCare Works

This is a summary only. Please read your Description of Coverage for full details of benefit limits and filing claims.

 


1. You receive Medical Care

  • Visit your doctor
  • Visit urgent care
  • Visit the hospital
  • Visit the emergency room
  • Get a prescription
  • Etc.
GDPR residents:
 Find a Doctor In Network NON-GDPR residents:
 Find a Doctor In Network

2. You receive a Bill

  • At time of service, or
  • After service

3. You pay a portion of the Bill

  • 1 routine wellness exam per member is covered at 100% (no cost to you)
  • For all other care, you pay the amount up to the deductible, then:
  • Basic and Standard plans: Study USA pays 80% of the remaining covered expenses up to the benefit maximum (in-network)
  • Preferred plan: Study USA pays 80% of the remaining covered expenses up to $25,000, then Study USA pays 100% up to the benefit maximum (in-network)
  • Platinum plan: Study USA pays 85% of the remaining covered expenses up to $10,000, then Study USA pays 100% up to the benefit maximum (in-network)

4. You file a Claim for Study USA to pay remaining expenses

  • Complete and sign a Claim Form
  • Include itemized bills from physicians, hospitals, etc.
  • Include receipts for any expenses you paid
  • Mail all items to the insurer
 Download a Claim Form
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Insurance is offered by Tokio Marine HCC - MIS Group international insurance products are underwritten by Lloyd’s. Tokio Marine HCC - Medical Insurance Services Group (MIS Group) is a service company and a member of the Tokio Marine HCC group of companies. Tokio Marine HCC - MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.

The policy is designed and marketed by Travel Insurance Services, Philadelphia, PA, a provider of travel and health insurance since 1973.

StudyUSA-Health Care plans are also available through certain insurance agents and brokers throughout the U.S.

USI Affinity | Travel Insurance Services
USI Affinity Travel Insurance Services | info@travelinsure.com
One International Plaza, Suite 400, Philadelphia, PA 19113