This is a summary only. Please read your Description of Coverage for full details of benefit limits and filing claims.
1. You receive Medical Care
- Visit your doctor
- Visit urgent care
- Visit the hospital
- Visit the emergency room
- Get a prescription
- Etc.
Find a Doctor In Network
- At time of service, or
- After service
3. You pay a portion of the Bill
- 1 routine wellness exam per member is covered at 100% (no cost to you)
- For all other care, you pay the amount up to the deductible, then:
- Basic plan: Study USA pays 80% of the remaining covered expenses up to the benefit maximum (in-network)
- Standard & Preferred plans: Study USA pays 80% of the remaining covered expenses up to $25,000, then Study USA pays 100% up to the benefit maximum (in-network)
4. You file a Claim for Study USA to pay remaining expenses
- Complete and sign a Claim Form
- Include itemized bills from physicians, hospitals, etc.
- Include receipts for any expenses you paid
- Mail all items to the insurer
Download a Claim Form