How Study USA-HealthCare Works

This is a summary only. Please read your Description of Coverage for full details of benefit limits and filing claims.

1. You receive Medical Care

Visit your doctor
Visit urgent care
Visit the hospital
Visit the emergency room
Get a prescription
Etc.

GDPR residents:
Find a Doctor In Network NON-GDPR residents:
Find a Doctor In Network

2. You receive a Bill

At time of service, or
After service

3. You pay a portion of the Bill

1 routine wellness exam per member is covered at 100% (no cost to you)
For all other care, you pay the amount up to the deductible, then:
Basic plan: Study USA pays 80% of the remaining covered expenses up to the benefit maximum (in-network)
Standard & Preferred plans: Study USA pays 80% of the remaining covered expenses up to $25,000, then Study USA pays 100% up to the benefit maximum (in-network)

4. You file a Claim for Study USA to pay remaining expenses

Complete and sign a Claim Form
Include itemized bills from physicians, hospitals, etc.
Include receipts for any expenses you paid
Mail all items to the insurer

Download a Claim Form

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Insurance is offered by Tokio Marine-HCC Medical Insurance Services Group (MIS), a service company that is a subsidiary of HCC Insurance Holdings Inc. HCCMIS is regulated by the State of Indiana in our capacity as Third Party Administrator. HCCMIS has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.

The policy is designed and marketed by Travel Insurance Services, Philadelphia, PA, a provider of travel and health insurance since 1973.

StudyUSA-Health Care plans are also available through certain insurance agents and brokers throughout the U.S.

USI Affinity Travel Insurance Services | info@travelinsure.com
One International Plaza, Suite 400, Philadelphia, PA 19113