How do I find a doctor in the network?
EU residents: Find a doctor (provider) in the FirstHealth network.
All others: Find a doctor (provider) in the UnitedHealthCare network.
Or, for a complete listing of Preferred Provider participants please contact Tokio Marine HCC - MIS Group, inside the U.S. at 1-800-605-2282, or from outside the U.S. at 1-317-262-2132.
Why can't I get a quote if I am located in the state of Maryland, New York, or Washington, or in the country of Canada or Australia?
These states and countries have specific regulations that prevent us from soliciting health insurance to residents within these states and countries. Study USA is not available to those who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at the time of purchase. For example, if the student is from Australia, but he or she is currently in California, the student is eligible to purchase.
What does "Pre-Existing Condition Waiting Period" mean?
The Pre-Existing Condition Waiting Period is the length of time after the effective date that you must wait until charges for treatment of the pre-existing condition are covered. For example, for conditions existing within 12 months before the effective date, charges are excluded until after 12 months of coverage.
Do I have to be a student to buy this coverage?
Yes, Study USA-HealthCare is for students studying outside their home country.Visit travelinsure.com to compare travel health insurance plans for other types of travelers.
What type of visa do I need to be eligible for Study USA?
If in the United States, you must hold a valid education-related visa. A copy of the I-20 or DS2019 may be requested. J-1 and F-1 visa holders: The full-time student/scholar status requirement is waived within the U.S. if you have a valid F-1 visa (including OPT) or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas.