Emergency Medical Evacuation
Tour Protection Plan
We will pay, subject to the limitations set out herein, for covered Emergency Medical Evacuation expenses
reasonably incurred if You suffer an Accidental Injury or Emergency Sickness that warrants Your Emergency Medical
Evacuation while You are on a Covered Trip. Benefits payable are subject to the Maximum Benefit per Insured shown
on the Schedule of Benefits for all Emergency Medical Evacuations due to all injuries from the same Accident or
all Emergency Sickness from the same or related causes.
A legally licensed Physician, in coordination with Our designated Assistance Company, must order the Emergency
Medical Evacuation and must certify that the severity of Your Accidental Injury or Emergency Sickness warrants
Your Emergency Medical Evacuation to the closest adequate medical facility. We or the Assistance Company must
review and approve the necessity of the Emergency Medical Evacuation based on the inadequacy of local medical
facilities. The Emergency Medical Evacuation must be coordinated through the most direct and economical conveyance
and route possible, such as air or land ambulance or commercial airline carrier.
Covered Emergency Medical Evacuation expenses are those for Medically Necessary Transportation, including
Reasonable and Customary medical services and supplies incurred in connection with Your Emergency Medical
Evacuation. Expenses for Transportation must be: (a) recommended by the attending Physician; and (b) required by
the standard regulations of the conveyance transporting You; and (c) reviewed and pre-approved by Our designated
Assistance Company.
We will also pay Reasonable and Customary expenses, for escort expenses required by You, if You are disabled
during a Covered Trip and an escort is recommended in writing by an attending Physician and such expenses are
pre-approved by Our designated Assistance Company.
If You are hospitalized for more than the number of days shown on the Schedule of Benefits following a covered
Emergency Medical Evacuation, We will pay, subject to the limitations set out herein, for expenses:
(a) to return You to your residence in the United States, with an attendant if necessary, any of Your
Dependent Children who were accompanying You when the Accidental Injury or Emergency Sickness occurred and were
left alone as a result of same. Our payment will not exceed the cost of a single one-way economy airfare ticket,
less the value of applied credit from any unused return travel tickets per person; and
(b) to bring 1 person chosen by You to and from the Hospital or other medical facility where You are confined
if You are alone, but not to exceed the cost of 1 round-trip economy airfare ticket.
In addition to the above Covered Expenses, if We have previously evacuated You to a medical facility, We will pay
Your airfare costs from that facility to Your primary residence, within 1 year from Your original Scheduled Return
Date, less refunds from Your unused Transportation tickets. Airfare costs will be economy or first class if Your
original tickets are first class. This benefit is available only if it is not provided under another coverage in
the Policy.
Transportation of Spouse or Domestic Partner: If You are confined to the Hospital for more than the number of days
shown on the Schedule of Benefits or if the attending Physician certifies that due to Your Accidental Injury or
Emergency Sickness, You will be required to stay in the Hospital for more than the number of consecutive days
shown on the Schedule of Benefits or if You die on the Covered Trip and require Repatriation of Remains, We will
return Your spouse or Domestic Partner to Your primary residence. Our payment will not exceed the cost of a single
one-way economy airfare ticket, less the value of applied credit from any unused return travel ticket.
Escort Service: We will pay to return any of Your children who were accompanying You at the time of Your
Accidental Injury or Emergency Sickness back to Your primary residence, including the cost of an attendant for a
minor child. Such expenses shall not exceed the cost of a one-way economy airfare ticket, less the value of any
applied credit from any unused return travel tickets for each person. The escort service must be arranged and
approved by Us or Our designated Assistance Company.
Tour Protection Plan w/CFAR
We will pay, subject to the limitations set out herein, for covered Emergency Medical Evacuation expenses reasonably incurred if You suffer an Accidental Injury or Emergency Sickness that warrants Your Emergency Medical Evacuation while You are on a Covered Trip. Benefits payable are subject to the Maximum Benefit per Insured shown
on the Schedule of Benefits for all Emergency Medical Evacuations due to all injuries from the same Accident or all Emergency Sickness from the same or related causes.
A legally licensed Physician, in coordination with Our designated Assistance Company, must order the Emergency Medical Evacuation and must certify that the severity of Your Accidental Injury or Emergency Sickness warrants Your Emergency Medical Evacuation to the closest adequate medical facility. We or the Assistance Company must review and approve the necessity of the Emergency Medical Evacuation based on the inadequacy of local medical facilities. The Emergency Medical Evacuation must be coordinated through the most direct and economical conveyance and route possible, such as air or land ambulance or commercial airline carrier.
Covered Emergency Medical Evacuation expenses are those for Medically Necessary Transportation, including Reasonable and Customary medical services and supplies incurred in connection with Your Emergency Medical Evacuation. Expenses for Transportation must be: (a) recommended by the attending Physician; and (b) required by
the standard regulations of the conveyance transporting You; and (c) reviewed and pre-approved by Our designated Assistance Company.
We will also pay Reasonable and Customary expenses, for escort expenses required by You, if You are disabled during a Covered Trip and an escort is recommended in writing by an attending Physician and such expenses are pre-approved by Our designated Assistance Company.
If You are hospitalized for more than the number of days shown on the Schedule of Benefits following a covered Emergency Medical Evacuation, We will pay, subject to the limitations set out herein, for expenses:
(a) to return You to your residence in the United States, with an attendant if necessary, any of Your Dependent Children who were accompanying You when the Accidental Injury or Emergency Sickness occurred and were left alone as a result of same. Our payment will not exceed the cost of a single one-way economy airfare ticket,
less the value of applied credit from any unused return travel tickets per person; and
(b) to bring 1 person chosen by You to and from the Hospital or other medical facility where You are confined if You are alone, but not to exceed the cost of 1 round-trip economy airfare ticket.
In addition to the above Covered Expenses, if We have previously evacuated You to a medical facility, We will pay
Your airfare costs from that facility to Your primary residence, within 1 year from Your original Scheduled Return
Date, less refunds from Your unused Transportation tickets. Airfare costs will be economy or first class if Your
original tickets are first class. This benefit is available only if it is not provided under another coverage in
the Policy.
Transportation of Spouse or Domestic Partner: If You are confined to the Hospital for more than the number of days
shown on the Schedule of Benefits or if the attending Physician certifies that due to Your Accidental Injury or
Emergency Sickness, You will be required to stay in the Hospital for more than the number of consecutive days
shown on the Schedule of Benefits or if You die on the Covered Trip and require Repatriation of Remains, We will
return Your spouse or Domestic Partner to Your primary residence. Our payment will not exceed the cost of a single
one-way economy airfare ticket, less the value of applied credit from any unused return travel ticket.
Escort Service: We will pay to return any of Your children who were accompanying You at the time of Your
Accidental Injury or Emergency Sickness back to Your primary residence, including the cost of an attendant for a
minor child. Such expenses shall not exceed the cost of a one-way economy airfare ticket, less the value of any
applied credit from any unused return travel tickets for each person. The escort service must be arranged and
approved by Us or Our designated Assistance Company.