Protect your trip with the
VacationInsure Plan

The plan may reimburse your nonrefundable, pre-paid Trip payments/ deposits, up to the amount insured, if cancellation occurs before your scheduled departure because of unforeseen circumstances covered by the plan, such as Illness, Injury, Sickness, Death, Strike, Inclement Weather or a Terrorist Incident. (See Plan Document for full details.)

This optional benefit is available for an additional cost if purchased within the time-sensitive period. This benefit may reimburse your pre-paid, nonrefundable Trip payments/deposits if your Trip is canceled for any reason not otherwise covered by the plan, provided you cancel your Trip two days or more before your scheduled Trip Departure Date.

The plan may reimburse the non-refundable, prepaid payments/deposits for land or water travel arrangements and the cost of additional transportation expenses when the trip is interrupted due to unforeseen circumstances covered by the plan. (See Plan Document for full details.)

If your Trip is delayed 12 hours or more due to a covered reason, you may be reimbursed up to the plan maximum for land or water travel arrangements as well as reasonable accommodations, meals, essential telephone calls and local transportation expenses. Covered reasons include carrier-caused delays and natural disasters.(See Plan Document for full details.)

The plan will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the additional cost incurred as a result of a change in the per person occupancy rate for prepaid non-refundable Travel Arrangements if a person booked to share Accommodations with You cancels or interrupts his/her Trip due to any of the covered Unforeseen reasons or Other Covered Events shown in Your Trip Cancellation or Trip Interruption section(s) and You do not cancel or interrupt Your Trip. Proof of cancellation or interruption by a person booked to share Accommodations with You is required. (See Plan Document for full details.)

The plan may reimburse you for additional transportation costs to join your departed trip if you miss your departure because your arrival at the Trip Destination is delayed 3 or more hours due to a covered reason. (See Plan Document for full details.)

Can reimburse up to the amount shown on the Schedule of Benefits for a change fee charged by a Common Carrier for changing a ticket for unforeseen covered reasons listed under Trip Cancellation or Trip Interruption. (See Plan Document for full details.)

The plan may reimburse up to the Baggage & Personal Effects Loss maximum for lost, damaged, destroyed or stolen baggage and personal items. (See Plan Document for full details.)

Will pay you for the expense of replacing necessary personal effects, up to the maximum shown on the Schedule of Benefits, if Your Checked Baggage is delayed or misdirected by a Common Carrier for at least 12 hours, while on a Covered Trip, except for return travel to Your primary residence. (See Plan Document for full details.)

Will pay Reasonable and Customary Charges up to the maximum amount shown on the Schedule of Benefits if You incur medical expenses as a result of an Accidental Injury or Sickness that first manifests itself during the Covered Trip and requires in person treatment by a physician. Covered Expenses for this benefit include but are not limited to: 1) medical services (including charges for anesthetics, x-ray examinations or treatments, and laboratory tests) and supplies, prescription drugs, and therapeutic services ordered or prescribed by a Physician as Medically Necessary for treatment; 2) Hospital or ambulatory medical-surgical center services, including expenses for a cruise ship cabin or hotel room, not already included in the cost of Your Trip, if recommended by Your attending Physician and approved by Us or Our designated Travel Assistance Services Provider as a substitute for a hospital room for recovery from Your Injury or Sickness or Emergency Condition; 3) local transportation expense to and/or from a Hospital. (See Plan Document for full details.)

Emergency Medical Evacuation portion of this benefit covers usual and customary transportation expenses for an emergency evacuation to the nearest suitable medical facility where treatment is needed to treat an unforeseen sickness or injury, provided the condition is deemed acute, severe or life threatening and adequate medical treatment is not available in your immediate area.

For the Repatriation of Remains portion, plan will pay the reasonable covered expenses incurred to return your body to your city of primary residence, your original point, or to place of burial in the United States if you die during the covered trip.

All transportation expenses and repatriation expenses must be authorized and arranged in advance by the designated non-insurance travel assistance service provider. No payment will exceed the maximum shown on the Schedule of Benefits. (See Plan Document for full details.)

Transportation of Children/Child: If you die or are hospitalized for more than 3 consecutive days following or unable to travel due to an Emergency Medical Evacuation or Injury and Sickness that occurred during Your Trip, plan will pay up to the cost of a single one-way economy transportation ticket, or same class as the original transportation ticket, less the value of any applied credit from any unused return travel tickets for each person, to return your children/child who were accompanying you on your trip (and any accompanying minor persons under Your care) who are left unattended by your death or hospitalization to their primary residence or to your residence in the United States, including the cost of an attendant, if considered necessary by plan underwriter or designated Travel Assistance Services Provider.

Bedside Visit Transportation to Join You: If you are or will be hospitalized for more than 3 consecutive days following or unable to travel due to an Emergency Medical Evacuation or Injury and Sickness that occurred during Your Trip, plan will pay, up to the cost of a single round-trip economy transportation ticket, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for Reasonable Additional Expenses for one person chosen by You to visit Your bedside, provided You are traveling alone and Emergency Medical Evacuation or Medically Necessary Repatriation is not imminent.

(See Plan Document for full details.)

May reimburse you if your rental car or golf cart is damaged while on your trip due to collision, theft, vandalism, natural disaster or any cause beyond your control while in your possession, or your rental car is stolen and not recovered. (See Plan Document for full details.)

The exclusion for Pre-Existing Conditions is waived if: a) the plan is purchased within the time-sensitive period; and b) You are not disabled from travel at the time the plan cost is paid. (See Plan Document for full details.)

This non-insurance benefit may include: • Arrangements for last-minute flight and hotel changes • Luggage Locator (reporting/tracking of lost, stolen or delayed baggage) • Hotel finder and reservations • Airport transportation • Rental car reservations and automobile return • Coordination of travel for visitors to bedside • Return travel for dependent/minor children • Assistance locating the nearest embassy or consulate • Cash transfers • Assistance with bail bonds • Destination guides (hotels, restaurants, etc.) • Weather updates and advisories • Passport requirements • Currency exchange • Health and safety advisories • Assistance with lost travel documents or passports • Live email and phone messaging to family and friends • Emergency message relay service • Multilingual translation and interpretation services • Medical case management, consultation and monitoring • Medical Transportation • Dispatch of a doctor or specialist • Referrals to local medical and dental service providers • Worldwide medical information, up-to-the-minute travel medical advisories, and immunization requirements • Prescription drug replacement • Replacement of eyeglasses, contact lenses and dental appliances • Emergency evacuation arrangements • Repatriation of mortal remains arrangements • Emergency medical and dental assistance • Emergency legal assistance • Emergency medical payment assistance • Emergency family travel arrangements (See Plan Document for full details.)