We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits for the land or water Travel Arrangements if Your Trip is delayed at least 24 consecutive hours from the original departure time and prevents You from reaching Your Scheduled Destination to either: a. join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or b. rejoin Your Trip from the point where You interrupted Your Trip to the next Scheduled Destination; or c. transport You to Your originally scheduled return or final destination of Your Trip; or d. until travel becomes possible to the originally Scheduled Destination. The benefit payable for the above will not exceed the cost of a one-way economy airfare (or first or business class, if the original tickets were first or business class) by the most direct route less any refunds paid or payable for Your unused original tickets. Note that reimbursement of non-refundable Payments or Deposits will be calculated/prorated on a daily basis less the cost of Your original airfare booked by You or by others. The Trip Delay must occur while coverage is in effect for You due to any of the following covered Unforeseen reason(s). 1. You or Your Traveling Companion are not directly involved in but are delayed due to a traffic accident, while en route to Your Scheduled Trip Departure City or Scheduled Destination. The traffic accident must be documented by a police report or news report; 2. Common Carrier delay. (the delay must be documented by a Common Carrier); 3. You or Your Traveling Companion and/or Your or Your Traveling Companion’s Pet or Service Animal is hijacked or Quarantined; 4. Inclement Weather that causes a: complete cessation of services, or closure of public roadways by local government authorities, for at least 24 consecutive hours of travel on Your Trip route, which prevents You from reaching Your Scheduled Destination; 5. Due to a Natural Disaster, a mandatory evacuation order or recommendation by local government authorities at Your Scheduled Destination is issued which prevents You from traveling to/arriving at Your Scheduled Destination; 6. Mechanical breakdown of a Rental Car or Your Covered Vehicle en route to a departure when the rental is part of Your covered Travel Arrangements. If You incur more than one delay in the same Trip, We will reimburse You, up to the Maximum Benefit Amount in the Schedule of Benefits, for the delay with the largest benefit. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits for the land or water Travel Arrangements if Your Trip is delayed at least 24 consecutive hours from the original departure time and prevents You from reaching Your Scheduled Destination to either: a. join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or b. rejoin Your Trip from the point where You interrupted Your Trip to the next Scheduled Destination; or c. transport You to Your originally scheduled return or final destination of Your Trip; or d. until travel becomes possible to the originally Scheduled Destination. The benefit payable for the above will not exceed the cost of a one-way economy airfare (or first or business class, if the original tickets were first or business class) by the most direct route less any refunds paid or payable for Your unused original tickets. Note that reimbursement of non-refundable Payments or Deposits will be calculated/prorated on a daily basis less the cost of Your original airfare booked by You or by others. The Trip Delay must occur while coverage is in effect for You due to any of the following covered Unforeseen reason(s). 1. You or Your Traveling Companion are not directly involved in but are delayed due to a traffic accident, while en route to Your Scheduled Trip Departure City or Scheduled Destination. The traffic accident must be documented by a police report or news report; 2. Common Carrier delay. (the delay must be documented by a Common Carrier); 3. You or Your Traveling Companion and/or Your or Your Traveling Companion’s Pet or Service Animal is hijacked or Quarantined; 4. Inclement Weather that causes a: complete cessation of services, or closure of public roadways by local government authorities, for at least 24 consecutive hours of travel on Your Trip route, which prevents You from reaching Your Scheduled Destination; 5. Due to a Natural Disaster, a mandatory evacuation order or recommendation by local government authorities at Your Scheduled Destination is issued which prevents You from traveling to/arriving at Your Scheduled Destination; 6. Mechanical breakdown of a Rental Car or Your Covered Vehicle en route to a departure when the rental is part of Your covered Travel Arrangements. If You incur more than one delay in the same Trip, We will reimburse You, up to the Maximum Benefit Amount in the Schedule of Benefits, for the delay with the largest benefit. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.