Coverage Highlights

Trip Cancellation
The plan may reimburse your nonrefundable, pre-paid Trip payments/ deposits, up to the amount insured, if cancellation occurs before your scheduled departure because of unforeseen circumstances covered by the plan, such as Illness, Injury, Sickness, Death, Strike, Inclement Weather or a Terrorist Incident.

Trip Interruption
The plan may reimburse up to 150% of the non-refundable, prepaid payments/deposits for land or water travel arrangements and the cost of additional transportation expenses when the trip is interrupted due to unforeseen circumstances covered by the plan.

Trip Delay
If your Trip is delayed 12 hours or more due to a covered reason, you may be reimbursed up to the plan maximum for land or water travel arrangements as well as reasonable accommodations, meals, essential telephone calls and local transportation expenses. Covered reasons include carrier-caused delays and inclement weather.

Missed Connection
The plan may reimburse you up to a maximum of $2,500 for additional transportation costs to join your departed trip if you miss your departure because your arrival at the Trip Destination is delayed 6 or more hours due to a covered reason.

Accident & Sickness Medical Expense
The plan may pay excess coverage up to the maximum limit of coverage for reasonable and customary medical and surgical services of a Physician, nurse and/or Hospital as a result of an Injury or Sickness first occurring on your Trip. Covered expenditures include related medication expenses and emergency dental treatment (subject to a lower limit) while on the Trip.

Medical Evacuation & Repatriation of Remains
If you incur a sickness or injury that is acute, severe or life-threatening, this reimburses transportation expenses incurred to transport you to the nearest medical facility where treatment is available. If you are hospitalized for more than 3 consecutive days following or unable to travel due to an emergency medical evacuation, the plan can cover costs incurred to return your child/children who were accompanying you to your primary residence in the U.S. or can cover reasonable expenses for someone from home to visit while you recover (if you are traveling alone). This can also cover the cost of returning remains home (in the event of death). Arrangements for this benefit must be made through On Call International.

Baggage and Personal Effects/Baggage Delay
The plan may reimburse up to the Baggage & Personal Effects Loss maximum for lost, damaged, or stolen baggage, passports, or visas while on your Trip. (Passports and visas subject to a lower limit.) The plan pays up to the Baggage Delay maximum for the incidental purchase of personal effects if baggage is misdirected or delayed for 12 hours or more during your trip. Retain copies of your receipts.

24 Hour Accidental Death and Dismemberment
Provides a benefit for loss of life, limb or sight resulting from an Injury caused by an accident occurring during the Trip.

Pre-Existing Medical Condition Exclusion Waiver
The Pre-Existing Medical Condition Exclusion found in the plan is waived if coverage is purchased within 21 days of the date initial trip deposit/payment is received, and you are medically able to travel when coverage is purchased.

Optional Cancel for Any Reason*
This option is available for an additional cost if purchased within 21 days of the date your initial payment/deposit is received. This benefit may reimburse your pre-paid, nonrefundable Trip payments/deposits up to 75% of Total Trip Cost if your Trip is canceled for any reason not otherwise covered by the plan, provided you cancel your Trip two days or more before your scheduled Trip Departure Date.

* Not available to residents of NY. Call 1-800-937-1387 for other options.

All coverages are subject to additional terms and conditions; please review the plan document for full details.

Non-insurance Services

On Call International
Includes a full range of assistance services such as arranging emergency medical services/evacuations, medical monitoring, and 24-hour access to travel agents for help with emergency travel arrangements such as rebooking flights and making hotel arrangements. Also includes concierge services such as restaurant referrals & reservations, and theater/concert/sporting event arrangements.

This website contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000, T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2022. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by On Call International. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your travel retailer may be compensated for the purchase of a plan. CA DOI toll free number: 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact USI Insurance Services, LLC d/b/a USI Affinity Travel Insurance Services with its principal place of business at 3805 West Chester Pike, Suite 200, Newtown Square, PA 19073; 1-800-937-1387; CA license #OG11911.