Coverage Highlights

The information below is a brief summary of coverage. Restrictions Apply. Click here for complete Plan Details.

Trip Cancellation
The plan may reimburse your nonrefundable, pre-paid Trip payments/ deposits, up to the amount insured, if cancellation occurs before your scheduled departure because of unforeseen circumstances covered by the plan, such as Illness, Injury, Sickness, Death, Strike, Inclement Weather or a Terrorist Incident.

Missed Connection
The plan may reimburse you up to a maximum of $2,500 for additional transportation costs and reasonable accommodations to catch up to your cruise or tour if you miss your departure because your arrival at the Trip Destination is delayed 6 or more hours due to a covered reason.

Trip Interruption
The plan may reimburse (up to 150% of non-refundable trip cost) your nonrefundable, pre-paid and unused Trip payments when your Trip is interrupted after departure because of unforeseen circumstances covered by the plan. Coverage includes reimbursement for additional transportation expenses to join or rejoin the Trip or to return home.

Travel Delay
If your Trip is delayed 12 hours or more due to a covered reason, you may be reimbursed up to the plan maximum for land or water travel arrangements as well as reasonable accommodations, meals, essential telephone calls and local transportation expenses. Covered reasons include carrier-caused delays and inclement weather.

Medical Expense
The plan may pay excess coverage up to the maximum limit of coverage for reasonable and customary medical and surgical services of a Physician, nurse and/or Hospital as a result of an Injury or Sickness first occurring on your Trip. Covered expenditures include related medication expenses and emergency dental treatment while on the Trip.

Medical Evacuation & Repatriation of Remains
If you incur a sickness or injury that is acute, severe or life-threatening, this can cover travel expenses for an emergency medical evactuation. If you are hospitalized for more than 3 days following or unable to travel due to an emergency medical evacuation, the plan can cover costs incurred to return your children who were accompanying you home or can cover reasonable expenses for someone from home to visit while you recover (if you are traveling alone). This can also cover the cost of returning remains home (in the event of death). All evacuations require advance notification to or authorization by On Call International.

Baggage and Personal Effects/Loss Baggage Delay
The plan may reimburse up to the Baggage & Personal Effects Loss maximum for lost, damaged, or stolen baggage, passports, or visas while on your Trip. The plan will pay up to the Baggage Delay maximum for the incidental purchase of personal effects if baggage is misdirected or delayed for 12 hours or more during your trip. You must retain copies of your receipts for reimbursement.

24 Hour Accidental Death and Dismemberment
Provides a benefit for loss of life, limb or sight resulting from an Injury caused by an accident occurring during the Trip.

Pre-Existing Medical Condition Exclusion Waiver
The 60-day Pre-Existing Medical Condition Exclusion found in the plan is waived if coverage is purchased within 21 days of deposit/payment for the Trip, provided the full Trip Cost at that time is covered, additional coverage is also purchased for all nonrefundable arrangements added to the Trip at a later date, and you are medically able to travel when coverage is purchased.

Optional Cancel For Any Reason (CFAR)
This option is available only if purchased within 21 days of initial payment/ deposit. This benefit may reimburse your pre-paid, nonrefundable Trip payments/deposits up to 70% of Total Trip Cost if your Trip is canceled for any reason not otherwise covered by the plan, provided you purchase CFAR within 21 days of your initial Trip payment/deposit, insure all pre-paid Trip costs that are subject to cancellation penalties or restrictions and also insure within 21 days of the payment for those arrangements added to your trip, and cancel your Trip two days or more before your scheduled Trip Departure Date.

Not available to residents of NY; call 1-800-937-1387 for other options.

Non-insurance Services

The following services are included with the National Trust Travel Plan:

On Call International
Includes a full range of assistance services such as arranging emergency medical services/evacuations, medical monitoring, and 24-hour access to travel agents for help with emergency travel arrangements such as rebooking flights and making hotel arrangements.

Concierge
Includes services such as restaurant referrals/reservations, theater/ concert and sporting event arrangements.

*Non-insurance Services are provided by On Call International.