If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:
a) Your premium payment is received within fourteen(14) days of the date Your initial deposit/payment for Your Trip is received; and
b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within fourteen (14) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and
c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:
a) Your premium payment is received within fourteen (14) days of the date Your initial deposit/payment for Your Trip is received; and
b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within fourteen (14) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and
c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.

If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:
a) Your premium payment is received within fourteen (14) days of the date Your initial deposit/payment for Your Trip is received; and
b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within fourteen (14) days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and
c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date.