Trip Delay (12 hrs.)
Tour Protection Plan
The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for twelve (12) or more hours due to a defined Hazard.

Covered Expenses:
(a) Any prepaid, unused, non-refundable land and water accommodations;
(b) Any Additional Expenses incurred;
(c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; or
(d) A one-way Economy Fare to return You to Your originally scheduled return destination.