If You must start Your Trip late or are unable to complete Your Trip, We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits paid for Travel Arrangements You purchased for Your Trip plus the Additional Transportation Cost paid to either: a. join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or b. rejoin Your Trip from the point where You interrupted Your Trip to the next Scheduled Destination; or c. transport You to Your originally scheduled Return Destination of Your Trip; The benefit payable for the above will not exceed the cost of a one-way economy airfare (or first or business class, if the original tickets were first or business class) by the most direct route less any refunds paid or payable for Your unused original tickets. Note that reimbursement of non-refundable Payments or Deposits will be calculated/prorated on a daily basis less the cost of Your original airfare booked by You or by others Trip Interruption must occur while coverage is in effect for You due to any of the following covered Unforeseen reasons, as defined: 1. Your, a Family Member’s, a Traveling Companion’s, a Traveling Companion’s Family Member’s, a Service Animal’s or Pet’s death, which occurs while You are on Your Trip; or 2. Your, a Family Member’s, a Traveling Companion’s, a Traveling Companion’s Family Member’s, a Service Animal’s or Pet’s, Sickness or Injury, that: a) occurs while You are on Your Trip; b) is examined and treated by a Physician or Veterinarian prior to the time of interruption unless it is not reasonably possible to do so; and c) as certified by a Physician, results in medical restrictions so disabling as to prevent Your continued participation on Your Trip. 3. You or Your Traveling Companion must interrupt Your Trip due to Other Covered Events as defined, provided such circumstances occur while coverage is in effect. (see Description of Coverage for Other Covered Events.) In no event shall the amount reimbursed for Trip Interruption exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

If You must start Your Trip late or are unable to complete Your Trip, We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the unused, forfeited, prepaid non-refundable Payments or Deposits paid for Travel Arrangements You purchased for Your Trip plus the Additional Transportation Cost paid to either: a. join Your Trip if You must depart after Your Scheduled Departure Date or travel via alternate travel arrangements; or b. rejoin Your Trip from the point where You interrupted Your Trip to the next Scheduled Destination; or c. transport You to Your originally scheduled Return Destination of Your Trip; The benefit payable for the above will not exceed the cost of a one-way economy airfare (or first or business class, if the original tickets were first or business class) by the most direct route less any refunds paid or payable for Your unused original tickets. Note that reimbursement of non-refundable Payments or Deposits will be calculated/prorated on a daily basis less the cost of Your original airfare booked by You or by others Trip Interruption must occur while coverage is in effect for You due to any of the following covered Unforeseen reasons, as defined: 1. Your, a Family Member’s, a Traveling Companion’s, a Traveling Companion’s Family Member’s, a Service Animal’s or Pet’s death, which occurs while You are on Your Trip; or 2. Your, a Family Member’s, a Traveling Companion’s, a Traveling Companion’s Family Member’s, a Service Animal’s or Pet’s, Sickness or Injury, that: a) occurs while You are on Your Trip; b) is examined and treated by a Physician or Veterinarian prior to the time of interruption unless it is not reasonably possible to do so; and c) as certified by a Physician, results in medical restrictions so disabling as to prevent Your continued participation on Your Trip. 3. You or Your Traveling Companion must interrupt Your Trip due to Other Covered Events as defined, provided such circumstances occur while coverage is in effect. (see Description of Coverage for Other Covered Events.) In no event shall the amount reimbursed for Trip Interruption exceed the lesser of the amount You prepaid for Your Trip or the Maximum Benefit Amount shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.